Privacy Policy

Protecting your privacy is of the utmost importance to us and we are fully committed to providing a service that safeguards your privacy. This page outlines how we will use the information that you provide. It also outlines what we will not do with your information.

We may collect information about you when you contact us via phone, internet of by any other means of communications. This may be through our website or in response to a communication from us. Your confidentiality is important to us. We will use your personal information for purposes including:

i) The provision of quotations

ii) To pass on to our chosen FCA authorised advisers so that they can determine suitable policies

iii) So that we can perform market research in order to ensure that we are targeting the market in the most efficient way

Communication from 50pluslife.co.uk and its FCA authorised advisers will generally be over email, by telephone and post. If you have preferences with regards to contact please contact us and let us know.

Information you supply may be used by FCA authorised advisers to whom we provide services for the purpose of administering and processing your application.

We reserve the right to amend or modify this Privacy Statement at any time and in response to any changes in law that may apply to our operations.

Terms & Conditions

The terms and conditions set out below detail how 50pluslife.co.uk can be used. If the 50pluslife.co.uk website hereinafter referred to as “the website” is used, you are agreeing to be bound by these terms and conditions. If you do not accept any of the terms and conditions stated below, you should not use the website. By using the website, you undertake that you are aged 18 years or older and is a UK resident.

50pluslife.co.uk collects data from users and passes this information, unaltered, where applicable and after user approval to FCA authorised advisers who will provide users with life insurance quotations and comparisons. It is a trading name for 50pluslife.co.uk.

Alterations to these terms and conditions can be made on occasion and once published; these alterations will become immediately effective.

50pluslife.co.uk makes no guarantees and is not responsible for:

- The accuracy or currency of the content of any third party material that appears on the website (this includes content that may or may not be identified by 50pluslife.co.uk as third party material).

- The quality of any third party services that may be featured on the website.

- The content of any third party website that links from the website.

Any financial information featured on the website or accessed via a link from the website is not considered to be financial advice from 50pluslife.co.uk. 50pluslife.co.uk is not authorised by the Financial Conduct Authority (FCA) regarding financial products and should not be regarded as a financial advisor. Information provided on this website should not be considered to be advice nor be recommending any course of action to the users.

If users are in any doubt about the most suitable product or course of action they should take in respect of their insurance needs, they should speak to an FCA authorised adviser. Any issues that may arise from contact or communication with third parties accessed from the website are not the responsibility of 50pluslife.co.uk.

Any entry into a third party’s terms and conditions are wholly separate to the terms and conditions undertaken when using the website. We recommend when entering into a third party’s terms and conditions, independent advice is sought.

50pluslife.co.uk provides FCA authorised advisers with information about website users who wish to receive a comparison or quotation. This in no way suggests that 50pluslife.co.uk is recommending or endorsing the FCA authorised adviser nor that there is an exclusive or partnership arrangement with the said FCA authorised adviser.

Intellectual Property

The copyright and intellectual property (IP) rights of all of the material published on the website; website design; corporate identity; text and graphics; and all software compilations, source code and software belong to 50pluslife.co.uk. All rights are reserved.

Permission must be secured prior to the reproduction or redistribution of material from the website. Single printouts can be made for personal, non-commercial use. Adaptations or alterations to content from the website in addition to unauthorised links are also not permitted.

50pluslife.co.uk owns the rights to the website. All other company names and products belong to their respective owners.

Information from the website must not be used for illegal or immoral use.

Liability Obligations

50pluslife.co.uk does all it can to ensure data on the website is accurate and endeavours to immediately correct any inaccuracies as soon as the company is made aware of them. To the extent allowed by law, 50pluslife.co.uk is not responsible for inaccuracies published on the website.

50pluslife.co.uk does not validate, monitor or endorse any third party information submitted to the website and as such, this information could be inaccurate. 50pluslife.co.uk does not validate, monitor or endorse the data or quotations collected from third parties as presented to you on the search results page.

50pluslife.co.uk is not responsible for any harmful effect on technology that may result from using the website nor does 50pluslife.co.uk give any warranty that the website is free from viruses. In addition, 50pluslife.co.uk is excluded from liability should any losses or claims occur as a result of your inability to access the website, or from any use of the website or reliance on data published on the website to the extent permitted by law.

Nothing stated within these terms and conditions excludes or limits our liability for fraud and personal injury occuring as a result of use of the website.

Termination of Agreement

Should any of the terms and conditions stated be breached, 50pluslife.co.uk has the right to terminate the agreement and immediately remove, cancel or suspend access to and use of the website. All disclaimers, indemnities and exclusions stated within these terms and conditions shall survive termination of the agreement between us for any reason.

50pluslife.co.uk is not liable for failure to undertake any obligation under this agreement if failure results from events out of its control, including without limitation Internet/telecoms outages, fire, flood, war and acts of God.

General Information

The website is solely directed at those who access the website from the UK.

The website must not be used for business purposes.

Should any provision of the agreement be held unlawful or invalid, that provision shall be deemed severed. Where relevant, the validity of the remaining provision of the agreement will not be affected.

Should 50pluslife.co.uk not enforce any provision of this agreement, such will not be considered a waiver of any provision or right.

Use of the website and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.